About Peter J. Passalacqua, CFP
Peter has over 25 years of financial planning experience. After six years working as a personal advisor for one of the largest financial firms in the world, Peter became frustrated with the influence of corporate sales pressure on the advisory process. Peter left his employer and created Frontier Financial Planning & Capital Management, Inc. so that he could be free to make financial recommendations based solely on the clients’ needs, rather than his employer demands. Frontier’s recommendations are completely free from the influence of corporate sales quotas and pressure.
Peter brings to his own private firm extensive experience working with a broad base of customers with diverse financial goals. Whatever the financial circumstances of your life, Peter has the experience, resources, and knowledge to help you plan your journey.
Peter’s commitment to excellence led him to attain his CFP (Certified Financial Professional) designation. To earn his CFP credentials, Peter was required to pass rigorous testing requirements covering retirement, investments, insurance, and estate planning. CFP professionals must also pledge to abide by the CFP Board of Ethics. Peter’s designation is your assurance that you are dealing with a committed, knowledgeable professional. He also holds a certificate in financial planning from the College of Financial Planning in Denver, Colorado. In addition, Peter is licensed in Insurance and Real-Estate. He is also a member of The National Association of Christian Financial Consultants (NACFC).
Peter’s undergraduate work was completed at Rutgers College, New Brunswick, New Jersey, where he earned a Bachelors of Science degree from the School of Business. Peter resides in Hillsborough, NJ with his wife and three children. He is very active in his local community and is a current member and past-president of the Hillsborough Rotary Club.
New Jersey's Independent Alternative for Objective Financial Advice
Everyone recognizes the names and marketing slogans of the big insurance brokerage firms, which now market themselves as financial advisors, but do these companies really have your best interests in mind when they provide financial advice? Or are they merely interested in convincing you to buy their own highly profitable insurance and investment products?
If you would like to know more about Frontier and how we might be able to help guide you along the path to financial freedom, please call or contact us for a free, no obligation, no pressure consultation.
Contact UsComprehensive Financial Planning
We can help take some of the mystery out of preparing for your financial future.
Learn MoreFinancial Independence
We specialize in helping our clients achieve financial independence.
Learn MoreAdvice Only Concierge Service
Let us provide you with guidance that can help you understand and better define your financial goals.
Learn More
Retirement Income Planning
Learn More
Leveraging Employee Benefits
Learn More
Investment Advice
Learn More
Financial Resources Videos
Learn MoreHelpful Content

A Taxing Story: Capital Gains and Losses
Understanding how capital gains are taxed may help you refine your investment strategies.

The History of Currency
Currency has been around for a long time. Here’s a quick history lesson.

Password Protection Strategies
Simple steps may help you foil hackers and protect your privacy.
5 Benefits of Working in Retirement
Here are 5 reason why you may consider working through retirement.
How Insurance Deductibles Work
Knowing how insurance deductibles work can help you save money and give you peace of mind.
When Does Your Personal Car Become a Commercial Vehicle?
At what point can you call a personal vehicle commercial?
Insurance Needs Assessment: When You're Young and Single
Even if you’re young and single, you should still consider protecting yourself.
Understanding the Alternate Valuation Date
Executors can value the estate on the date of death, or on its six-month anniversary —the “Alternate Valuation Date."
Retirement Traps to Avoid
Beware of these traps that could upend your retirement.
View all articles 
Roth 401(k) vs. Traditional 401(k)
This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).
Saving for College
This calculator can help you estimate how much you should be saving for college.
Interested in a Fuel Efficient Car?
Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.
A Look at Systematic Withdrawals
This calculator may help you estimate how long funds may last given regular withdrawals.
Saving for Retirement
This calculator can help you estimate how much you may need to save for retirement.
Home Mortgage Deduction
Use this calculator to assess the potential benefits of a home mortgage deduction.
View all calculators 
Managing Your Lifestyle
Using smart management to get more of what you want and free up assets to invest.
5 Smart Investing Strategies
There are some smart strategies that may help you pursue your investment objectives
Protecting Those Who Matter Most
The importance of life insurance, how it works, and how much coverage you need.
An Inside Look at Retirement Living
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
Your Cash Flow Statement
A presentation about managing money: using it, saving it, and even getting credit.
Long-Term-Care Protection Strategies
The chances of needing long-term care, its cost, and strategies for covering that cost.
View all presentations 
Once Upon a Goal
Do you know how to set up your financial goals for success? This knight does.
RE: Retirement
How does your ideal retirement differ from reality, and what can we do to better align the two?
The Other Sure Thing
Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?
The Facts About Income Tax
Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.
Bursting the Bubble
Tulips were the first, but they won’t be the last. What forms a “bubble” and what causes them to burst?
What Our Kids Can Teach us About Saving Money
Would you guess that Millennials are effectively saving for retirement? Well, they are.